Should you talk to me before house hunting?

Absolutely! Even if you haven't so much as picked out houses to visit yet, it's important to talk to me first. Why?

When I pre-qualify you, I help you determine how much of a monthly mortgage payment you can afford, and how much we can loan you. Once you qualify, you will begin you home search.

When you find a home that catches your eye and decide to make an offer, being pre-approved for a mortgage will do a couple of things. First, it lets you know how much you can offer. Your Realtor will help you decide on an appropriate offer, but being pre-approved gives you the confidence to know you can follow through.  More importantly, to a home seller, your being pre-approved is like you walked into their house with a suitcase full of cash to make the deal! 

So, if you're wondering how much you can afford or which loan options best suit your needs, give me a call...I'll make the process painless!